It Begins

You know how at a point in your life you reach the moment where you decide to grow up?  That happened for me earlier this year when I arrived home from a vacation to my home state to visit family and friends.  I was miserable half the time I was there, being 100+ pounds overweight and pre-hypertensive, in denial, and worried about our financial future.  I decided that I would begin walking every day at 10:00, a couple laps around my office.  I also decided to take the medication that the doctor had prescribed for my water retention.  I have been doing so faithfully for about 2 months, and am now up to 4-5 laps.  I haven’t seen much improvement in my weight, although my ankles are actually visible now… however my attitude is a different story.

Because I am walking outside, I have time to think.  I started thinking about our finances.  They are a mess, we are typical middle class with two kids in middle school, mortgage, second, a credit card with running balance, car loan, medical bills, etc.  I no longer want to live paycheck to paycheck, so I decided to search for the end of the rainbow myself.  I started reading every book on financial freedom I could find, and came up with some plans.  I have decided that I wanted our family to be completely debt free in 6-7 years, including the mortgage.  Mind you, I have no idea how that is going to happen.  This is the story of my journey, I hope you will come along for the ride and cheer me on!